American Express Velocity Platinum

If you find yourself flying with Virgin Australia fairly regularly for business or pleasure, then the American Express Velocity Platinum is a great option for you. Priced at $440 per year (cheaper than a Virgin Australia Lounge Membership!), this card comes with unlimited access to Virgin Australia Lounges whenever you fly Virgin from an airport where a lounge is available, as well as two single-use guest passes that you can use to bring travelling companions into the lounge with you. But the real standout benefit? A complimentary domestic return flight each year, giving you even more value for your travels.

Citi Prestige

Looking for a card that works for you each time you travel? The Citi Prestige Card could be the perfect fit. Currently available for $700 per year, the strongest calling card for the Citi Prestige Card is its ability to get you unlimited access to Priority Pass lounges across the globe—over 1,300 lounges to be exact–with the ability to earn you plenty of points each time you book air or accommodation on the card, as well. Hello, cheaper flights and hotel nights! Outside of lounge membership and points perks, holders of the Citi Prestige Card can also enjoy two complimentary airport transfers each year and a fourth night free with select hotel bookings, so there are plenty of advantages to getting this one.

American Express Platinum

For those not afraid to spend a little bit more to enjoy the luxury of relaxation before boarding a flight, the American Express Platinum Card offers plenty of perks. Priced at $1,450 per year it’s on the pricier end of Credit Cards, but for that annual fee you can enjoy plenty of benefits – think access to over 1,200 lounges worldwide, travel insurance, hotel status upgrades, concierge service, bonus points at select suppliers and more. While the card may be pricier to have, if you’re regularly travelling internationally or on lounge memberships this one is well worth it.

HSBC Star Alliance

The HSBC Star Alliance Credit Card is great if you find yourself travelling internationally, and by far its biggest drawcard is its ability to fast-track your Star Alliance Membership status to Gold Status. Getting you access into over 1,000 lounges worldwide including the lounges for Singapore Airlines, Air New Zealand, Thai Airways, Turkish Airlines and Air Canada, you’ll be able to rest, relax and enjoy a chef-cooked meal almost every time you fly, as well as fast Wi-Fi and modern, private spaces to conduct business (if you need to). While the card is priced at just $400 per year – making it one of the cheapest cards – please note you’ll need to spend $4,000 on the card to access the perks.

American Express Centurion

When it comes to Credit Cards, there are few more exclusive than the American Express Centurion Card – and it comes with some pretty solid perks. Only available by invitation and priced at an incredible $5,000 per year (with a $10,000 initiation fee), if you’re lucky enough to hold one of these Little Black Cards, you can be sure to enjoy VIP treatment, giving you access to over 1,000 lounges worldwide. Admittedly, if you’re spending enough to get this card, the lounge access isn’t even the coolest part – the first-class upgrades and access to private jets are probably the best perks – but it’ll certainly make sure you’re rested and ready for whatever adventure you go on.